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Liability Coverage Georgia requires all drivers who own a vehicle to carry auto liability insurance which covers the cost of bodily injury to others in addition to property damage caused to others by an at-fault accident. The state of Georgia requires liability insurance limits of $25,000 for bodily injury for injury or death of one person, $50,000 bodily injury for injury or death to more than one person, and $25,000 for property damage. Although liability insurance is the only coverage that is required by law, uninsured motorist coverage provides protection against drivers who do not have any auto insurance at all. Uninsured motorist bodily injury and uninsured property damage coverage provides protection against drivers who do not have any auto insurance at all. Uninsured motorist bodily injury and uninsured property damage coverage would protect a driver if he or she is injured and/or sustains property damage by an uninsured motorist. Georgia's Auto Insurance Database

Auto insurance seems to be a necessity for every driver to minimize the risk after any accident. As the numbers of vehicles on the roads have tremendously increased, the chances of accidents and damage have also increased. Therefore for the safety of lives and for the vehicles, a good auto insurance policy is must. The most common reason of road accidents is over speeding. Generally, it is believed that high risk auto insurance is meant for those who do rash driving. However, other people also opt for this specific type of insurance coverage due its numerous advantages. This insurance policy provides safety to the driver as well as to the vehicle. In case your car is damaged while traveling on a highway, you do not need to worry about the damage as the insurance company will take the matter in their hands. Medical benefits are also given by the insurance facility to any injured person due to accident therefore the injured person does not have to spend money on the injury. Ther